I screwed up. I screwed up big time. It was 1998, I did alot of screwing up then... I penned 4 checks that I wasn't good for, at stupid places too, embarrassing too. (ie Hardees) My bank closed the account and the checks (all around $20-30) were sent to a collection agency in Greeley. When I grew up and went back and tried to right my wrong in 1999, I paid the collection agency and began to request to Experience to take these "collection accounts" off my credit report. I pull credit every January and July and dispute these. It has been 15 years, and I just got the update that they are FINALLY removed.
:) WIN!
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